Accelerated bank transfers
ACH transfers, rebuilt for security & speed
Forget fraud, failures, and lost funds. Minimize the risk associated with ACH transfers and get funds into destination accounts as fast as possible.
An introduction to Accelerated Bank Transfers
One of the most common ways of transferring funds is via ACH (Automated Clearing House). That being said, the transfer structure isn’t totally risk-proof, while standard timelines just aren’t up to snuff. With Astra, ACH transfers come with improved fraud detection and — you guessed it — speed.
Optimize ACH transfers for faster clearing
Protect your product from fraud and make it super easy for your customers to send large sums of money, with real-time settlement.
Connect bank accounts
Quickly and easily add source and destination bank accounts to end-user profiles via your existing connections.
Add accounts through Plaid or MX
Connect via processor tokens
Initiate the transfer
Request the fastest settlement speed for your transfer. We’ll then optimize for superfast results via our risk model — protecting transfers from fraud, failures, and lost funds.
Triple settlement speeds to same-day clearing
Me-to-Me, Peer-to-Peer, Business-to-Business, Consumer-to-Business
Integrate optional rules like Sweeps, Refills, Recurring Routines, and more
Stay in the loop
Get automated updates on the status of a transfer — communicated via webhooks in your system — and give your customer success and ops teams all the tools they need.
Automated payment lifecycle management
Resources
Knowledge transfer
Next up
Yep, we do more payments too
Process transfers in real-time
Send funds from a bank account directly to a debit card. The upshot? Funds will appear instantly, so your users can start spending right away.
Keep accounts full and customers happy
Empower your users to fund their new debit cards instantly — without being held up by ACH windows, weekends, or federal holidays.