Smart Execution
Authorization, settlement, and rail connectivity across ACH, RTP, FedNow, Visa Direct, and Mastercard Move on one core. Sponsor-bank agnostic, any source to any destination.
Build instant payment experiences, not infrastructure.
Astra is the Payments Cloud: a vertically integrated, compliance-first platform that lets any company move money instantly across any payment rail. One integration, every use case.
- ACH
- RTP
- FedNow
- Visa Direct
- Mastercard Move
Trusted by teams moving money at scale
Three ways to move money. One integration.
Your team integrates once. Every payment type after that is a setting you turn on, not a new build.
Push payouts to debit cards in seconds
Send funds to any US debit card over Visa Direct and Mastercard Move, with money available the moment it lands. Apply a transfer fee and payouts become a revenue line.
Explore Instant Disbursements
Fund accounts the moment users sign up
Pull money in instantly so the first deposit lands now, not in three to five business days. Activate users before the wait turns them into churn.
Explore Instant Account Funding
Run faster, lower-risk ACH
Same-day clearing and built-in screening on the rail you already use. Ship faster transfers and cut return risk without rebuilding a thing.
Explore Accelerated Bank Transfers
Gateways process transactions. Astra runs your money movement.
Processing is the small part. The real work is everything around it: KYC, AML, fraud, ledgering, reconciliation, disputes, and treasury. A gateway leaves all of it to you, and each piece becomes another vendor, another contract, another thing that can break. The cost shows up long before your first payment clears.
Astra does all of it, processing included, with one integration. Your team ships product instead of holding a payments stack together, and every new flow is a configuration, not another build.
Nothing to maintain
KYC, AML, ledgering, reconciliation, and fraud screening run as part of the platform. Your engineers move on to product work instead of holding the stack together.
Everything on one API
Every rail, plus compliance, controls, and treasury from the same foundation. With a gateway, each of those is a separate vendor you source and wire together yourself.
Live in weeks, not quarters
One API integration covers the building blocks a gateway would have you build from scratch, so a new use case is a setting, not a multi-month engineering cycle.
Platform Architecture
One Payments Cloud. Every part of money movement.
A gateway only includes one generic processing capability. A Payments Cloud natively supports many workflows, organized around a unified, integrated architecture’s single foundation. Hover over any layer or capability to see what it does.
- Smart Execution
- Intelligent Routing
- Dynamic Controls
- Cloud Services
For developers
One integration, every use case
Build against a finished platform instead of assembling one. Create a transfer over any rail with a single call, and let Astra handle routing, settlement, and status. Most teams are live in a few weeks.
- Register users and link accounts or cards in seconds
- Create pay-ins and pay-outs from one unified API
- Let intelligent routing pick the rail, with failover built in
- Track every transaction in real time over webhooks
Trusted partners. Certified platform.
Our trusted partners, and the security certifications behind our platform.
Certificates and Reports
Astra follows global privacy and security standards, conducting regular internal and external audits to ensure compliance. Contact us directly for specific reports or certifications.
Resources
Knowledge transfer
News
DoorDash Launches Instant Deposits for DoorDash Crimson with Astra
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Blog
A payment gateway won’t cut it for platform growth. Here’s why
Building a successful software platform is a lot like solving a jigsaw puzzle—you're always calculating how each piece fits into the bigger picture.
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Guide
The Instant Payouts playbook for Vertical SaaS
In today’s digital-first world, instant access to funds has moved from a convenience to a necessity, especially in industries where financial liquidity directly impacts day-to-day operations.
Read more