The instant payments API you can bank on
Maximize your deposits, increase spend
Increase inbound deposits through fast, secure transfers — funds will be instantly available to spend on debit cards.
Reduce risk from fraud
Minimize origination risk and fraud for ACH and debit card transfers.
Build better product experiences
Add built-in speed to your product and delight users at every turn.
Increase customer retention
Differentiate your product and gain an edge over the competition.
Debit card transfers, minus the complexity
Empower users to transfer funds between two debit cards instantly. Fund new customer accounts and give users instant spending power, while increasing inbound deposits — without using a large line of credit, or worrying about disputes.
works at all hours
works all year round
Instant disbursements & payouts, built for banking
Send funds from bank accounts directly to debit cards, in real-time — without lengthy settlement times or operational overhead. Embed an instant disbursement option into your digital banking product via a simple platform integration, and say goodbye to delays from ACH and RTP transfers. All with Astra.
Accelerated Bank Transfers
ACH transfers, just much faster
Let users send large sums of money between their accounts, without the headache of ACH timelines. Integrate automated, rules-based routines into your product experience, and give your users more flexibility over how they move money.
increase in transfer performance
secure processing limit