An introduction to Instant Disbursements
Sending money to a debit card (from a bank account) should be easy, but the reality is that ACH and RTP come with delays and are difficult to orchestrate. The result? Your users can’t send funds to their external debit cards when they need to. Astra’s API helps you process instant disbursements — removing obstacles from your platform and generating new revenue streams.
Give users instant spending power, boost your revenue
Embed an instant disbursement option to your product via a simple platform integration. Then — if you like — apply fees to each transaction for an extra revenue stream.
Get started with a simple integration
Start initiating payments with a simple SDK and just a few API requests. It’s really that easy.
Simple steps for developers to get started
Comprehensive guides and documentation
Go live in weeks, not months
Securely collect the details you need
Give users the option to authorize your product for instant payments, link their debit card, and process an instant disbursement.
Users can opt-in, or opt-out
Straightforward debit card linking
Kick back and relax
Behind the scenes, Astra will then pre-fund and process an Original Credit Transaction (OCT) — directly onto your users’ debit cards.
Astra confirms outbound credit has been initiated
Users will see funds in real-time
More payment flows
Keep accounts full and customers happy
Empower your users to fund their new debit cards instantly — without being held up by ACH windows, weekends, or federal holidays.
Transform ACH payments
Transform the ACH payment process. Improve fraud detection and process bank transfers in seconds — not days.