An introduction to Instant Account Funding
When your customers get their new debit cards, accounts, or wallets, they want to start using them straight away, right? However, traditional onboarding experiences can take up to four days — leaving users with a shiny new account, but no funds. Astra’s integration lets users transfer funds between any two accounts, instantly — without the hassle of ACH windows.
Create best-in-class product experiences, increase deposits
Let users transfer funds between any two points — with instant settlement — and reap the benefits of increased inbound deposits, while serving a larger user base.
Link customer cards
Use any enabled Visa or Mastercard debit card
PCI-compliant SDK form
Make the transfer
Once external debit cards are linked up to the new account, users will then be able to specify the amount they wish to transfer over.
$10,000 per transfer maximum
Unlock instant spending
Finally, like magic, the funds instantly land and are available to use right away — without lengthy settlement times or ACH delays.
24/7, 365 service
Funds settle instantly and are available to use immediately
Compliance, capital commitments, and payment operations all managed by Astra
Yep, we do more payments too
Process transfers in real-time
Send funds from a bank account directly to a debit card. The upshot? Funds will appear instantly, so your users can start spending right away.
Transform ACH payments
Transform the ACH payment process. Improve fraud detection and process bank transfers in seconds — not days.