Webull uses Astra to power instant funding and withdrawals
51%
of users choose instant funding when it’s offered
Read the case study
Investing
Funding speed is the activation gap in investing.
A user who waits three days for a deposit to clear rarely makes the first trade. Astra lets users fund from a debit card and trade in seconds, then withdraw just as fast.
What instant funding changes for a trading platform
Convert more first trades
The deposit clears while the user is still in the app. The first trade happens in the same session instead of three business days later.
Grow deposits
When instant is offered next to ACH, users choose it. Webull sees 51% of users pick instant funding. Keep funding free and charge on the way out, where users will pay for speed.
Take on less risk than ACH
Card-funded deposits return at a fraction of the ACH rate, with card authorization, velocity limits, and fraud controls on every transfer.
Deposits, withdrawals, and large transfers on one integration
Start with funding. Add instant withdrawals and faster bank transfers for larger moves without a second integration or a second compliance review.
Instant Account Funding
Fund a brokerage account from a debit card, in seconds
A user links a Visa or Mastercard debit card in a PCI-compliant form, enters an amount, and the funds are in the trading account before they leave the screen. No ACH hold, no settlement account to pre-fund, no weekend or holiday delay. The deposit that used to take three days now lands while the user is still in the app.
Every day
Including weekends and federal holidays
$10,000
Per card transfer, in seconds
Instant Disbursements
Money out, just as fast
When a user asks for their money, send it straight to their debit card over Visa Direct or Mastercard Move, or to their bank account over RTP or FedNow. Astra pushes the payout and debits an account of your choosing the next business day, so you can offer instant withdrawals without parking cash to cover them. Offer it next to a standard withdrawal and more than half of end users choose instant.
Accelerated Bank Transfers
Large transfers, as fast as same day
For deposits above card limits, Accelerated Bank Transfers moves up to $100,000 per transaction and settles as fast as same day. Astra checks the source balance before origination and heals returned or failed transfers automatically. Rules-based routines let users set up recurring deposits on a schedule they choose.
$100,000
Per bank transfer
Balance-checked
Before every origination
