Fold grows deposits and activations with Instant Funding
200%
increase in transfer volume
Read the case study
Crypto
Your chain settles in seconds. Your on-ramp should too.
Users who cannot fund a wallet instantly cannot trade, and chargebacks eat the margin on the ones who can. Astra runs the fiat on-ramp and off-ramp for crypto and stablecoin platforms on one integration, with chargeback automation and fraud controls built in.
Crypto and stablecoin platforms building on Astra
What an instant fiat layer changes for a crypto platform
Fund wallets in seconds
A user links a debit card and the fiat is in their account before they leave the screen. No ACH hold before the first trade.
Cash out just as fast
Push fiat to a debit card in seconds, or to a bank account over RTP or FedNow. Instant withdrawal is a reason for users to keep balances with you.
Automate chargebacks instead of managing them
Every chargeback is disputed on your behalf, with no queue for your team to work. The user behind the transfer is suspended automatically before anything else moves.
On-ramps
Fund a wallet from a debit card, in seconds
A user links a Visa or Mastercard debit card in a PCI-compliant form, enters an amount, and the fiat is available in their account before they leave the screen. Up to $10,000 per transfer, with no ACH hold, no settlement account to pre-fund, and no weekend or holiday delay.
Every day
Including weekends and federal holidays
200%
Fold's increase in transfer volume
Off-ramps
Turn crypto into cash the user can spend now
When a user sells, push the fiat to their external debit card in seconds over Visa Direct or Mastercard Move, or to a bank account over RTP or FedNow. Astra pushes each payout the moment it is due and debits an account of your choosing the next business day. Offer instant next to standard ACH and more than half of end users choose it. Apply a transfer fee and payouts become a revenue line.
0
Weekends or bank holidays that delay a withdrawal
T+1
One debit, next business day
Chargeback automation
Every chargeback gets disputed
Cardholders can dispute a card payment for months after it clears. Handling that in-house means a pipeline to ingest chargeback data, a state machine to track each case, and someone to assemble evidence before the deadline. With Astra, none of that is yours to build. The moment the card network notifies Astra, the user behind the transfer is suspended and your system gets a webhook. Astra builds the case, files the dispute, and reports every status change.
100%
Of chargebacks disputed
0
Dispute pipelines to build