The Challenge
Webull customers come to the platform to act on the market in real time, but the movement of their money has traditionally operated on a different timeline. Funding an account through ACH often meant waiting days between making a deposit and placing a trade—long enough to miss a market opportunity. Withdrawals faced the same delays: customers who wanted access to their money had to wait for settlement, and Webull had no way to offer a faster option, even to those willing to pay for it.
The Solution
Webull partnered with Astra to power both sides of customer money movement: instant account funding for deposits and instant withdrawals for cash-out. With Astra, a Webull customer can fund their account with a debit card and start trading in real time, and when they’re ready to take money out, they can move funds to their bank or card instantly instead of waiting on a standard transfer.
Astra powers debit card processing for deposit and withdrawals, handling card authorizations, as well as fraud control solutions. For withdrawals, Astra enables Webull to offer instant access as a customer-facing service, allowing users to receive funds in seconds rather than days for a small fee. As a result, what was once a cost center becomes a revenue-generating opportunity.
The Result: Better Top Line Revenue
By creating additional funding rails, Webull accelerates the deposit and withdrawal process to real time transactions. 51% of Webull users now prefer instant deposits over the standard option, funding their accounts the moment they want to invest, acting on their conviction the moment it strikes. Webull has transformed a time-consuming payment process into a new revenue stream while delivering the speed and convenience its self-directed customers expect.
About Webull
Webull is an all-in-one self-directed investment platform that synergizes technology with finance to provide reliable, professional, intelligent and efficient products and services. Headquartered in St. Petersburg, Florida, Webull offers commission-free trading of stocks, ETFs, options, futures, prediction markets, event contracts, fixed income and crypto, along with free real-time quotes, advanced charting tools, and full extended hours trading across mobile, web, and desktop. For more information, visit webull.com.
About Astra
Astra is the full-stack instant payments platform that powers real-time money movement for modern businesses through a single, unified API. By handling the hardest parts of payments out of the box, from multi-rail access and treasury automation to security and compliance, Astra helps companies launch faster, scale confidently, and turn payments into a competitive advantage.
