Banking
Instant transfers, better banking
Instant Account Funding and Accelerated Bank Transfers integrate smoothly into your product with the Astra Payments Cloud, allowing fast, secure transfers with funds immediately available on debit cards. This minimizes friction in deposit activation and spending, improving user engagement and retention.
The instant payments API you can bank on
Maximize your deposits, increase spend
Increase inbound deposits through fast, secure transfers — funds will be instantly available to spend on debit cards.
Reduce risk from fraud
Minimize origination risk and fraud for ACH and debit card transfers.
Build better product experiences
Add built-in speed to your product and delight users at every turn.
Increase customer retention
Differentiate your product and gain an edge over the competition.
Debit cards
Debit card transfers, minus the complexity
Astra supports instant money movement between debit cards with Just-In-Time funding that reduces the need to maintain large pre-funded balances. The platform also manages fraud detection, chargebacks, and dispute resolution while supporting reliable payment operations 24/7, year-round.
24/7
works at all hours
365
works all year round
Instant disbursements
Instant disbursements & payouts, built for banking
The Astra Payments Cloud enables real-time transfers from bank accounts to debit cards, eliminating the typical delays of ACH and FedNow/RTP settlements. Embedding Instant Disbursements enhances operational efficiency and elevates the digital banking experience for users.
Accelerated Bank Transfers
ACH transfers, just much faster
Astra Payments Cloud accelerates ACH settlement and reduces risks for large-value transfers. Automated, rules-based workflows provide users more control and flexibility over their money movement without the conventional ACH delays.
100x
increase in transfer performance
$100k
secure processing limit
