Banking

Instant transfers, better banking

Instant Account Funding and Accelerated Bank Transfers integrate smoothly into your product with the Astra Payments Cloud, allowing fast, secure transfers with funds immediately available on debit cards. This minimizes friction in deposit activation and spending, improving user engagement and retention.

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Trusted by leading banking apps

The instant payments API you can bank on

Maximize your deposits, increase spend

Increase inbound deposits through fast, secure transfers — funds will be instantly available to spend on debit cards.

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Reduce risk from fraud

Minimize origination risk and fraud for ACH and debit card transfers.

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Build better product experiences

Add built-in speed to your product and delight users at every turn.

Increase customer retention

Differentiate your product and gain an edge over the competition. 

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Debit cards

Debit card transfers, minus the complexity

Astra supports instant money movement between debit cards with Just-In-Time funding that reduces the need to maintain large pre-funded balances. The platform also manages fraud detection, chargebacks, and dispute resolution while supporting reliable payment operations 24/7, year-round.

24/7

works at all hours

365

works all year round

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Instant disbursements

Instant disbursements & payouts, built for banking

The Astra Payments Cloud enables real-time transfers from bank accounts to debit cards, eliminating the typical delays of ACH and FedNow/RTP settlements. Embedding Instant Disbursements enhances operational efficiency and elevates the digital banking experience for users.

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Accelerated Bank Transfers

ACH transfers, just much faster

Astra Payments Cloud accelerates ACH settlement and reduces risks for large-value transfers. Automated, rules-based workflows provide users more control and flexibility over their money movement without the conventional ACH delays.

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100x

increase in transfer performance

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$100k

secure processing limit

Shield Check
The Astra team is solution oriented and took the time to understand Till’s business model, advanced payment architecture and, most importantly, the unique needs of our parent and family customers. In fintech, vendors often seem unwilling to be creative to support partner needs. Astra stands out from the rest.
Taylor Burton
Co-founder
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Faqs

In case you’re wondering