Lending

Process customer loans at lightspeed

Underwrite loans faster than ever before with Astra’s instant payments API, help your customers when they need capital, and minimize repayment risk.

Lending Mast
Trusted by leading lenders

Customer lending — the way it should be

Lend instantly, all year round

Instantly disburse loans to your customers — 24/7, 365 days a year. No ifs, ands, or buts.

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Repayment Risk

Forget repayment risk

Minimize default risk with simple repayment routines, so customers don’t fall into debt and your business is protected.

API

Implement with ease

Easily integrate with our API and go live in just a few weeks — with transparent, scalable cost plus pricing to boot.

Instant Capital Delivery

Add “instant” to your lending solution

Underwrite customers instantly with Astra’s Instant Disbursements solution, so they can get back to running their businesses in no time — whether they need a critical piece of equipment or need to fulfill a large order.

24/7, 365

Always-on underwriting

Two Col Instant Capital 2
“Astra's advanced infrastructure and seamless API integration perfectly matched Tongo's needs. Impressed by their technology, user-friendly API, and responsive team.”
Patrick Waltinger
Co-Founder and CTO
“Astra is vital for fair business financing, streamlining bank transfers and simplifying compliance with their APIs and user-friendly onboarding UI.”
Mayur Motgi

Co-Founder & Chief Product Officer
Tongo Author
Ned Author
Automatic Repayments

Give customers maximum flexibility over repayments

Set rules to automatically pull repayments from your customers’ bank accounts and minimize your exposure to defaults. Give customers total flexibility by offering repayments on a daily basis or as a percent of new deposits. It’s completely up to you.

Two Col Automatic Repayments
FAQs

All your lending questions, answered