Lending
Disburse loans instantly. Automate repayments. Forget repayment risk.
Whether you fund consumer loans, business financing, or equipment purchases, the borrower wants the money now and you want the repayment to clear. Astra pushes funds to a debit card in seconds and pulls repayments on rules you set.
What instant disbursement changes for a lender
Win the borrower at approval
A borrower with money on their card is not looking at your competitor's offer. Funds land the minute you approve, including weekends and holidays.
Take on less return risk
Push-to-card fails at a fraction of the ACH rate, and repayment pulls are balance-checked before origination.
Set repayment rules once
Daily, weekly, or a percentage of new deposits. You configure the routine. The platform runs it and heals returned transfers automatically.
Loan disbursement
Fund the loan the moment it is approved
Push loan proceeds to the borrower’s external debit card in seconds over Visa Direct or Mastercard Move. A contractor buys the equipment today. A small business fills the order this week. Astra pushes each advance the moment it is due and debits an account of your choosing the next business day, so you fund advances on demand without pre-positioning capital. Apply an optional fee for instant access and it becomes a revenue line.
$0
Capital pre-positioned
0
Weekends or bank holidays that delay a disbursement
Automatic Repayments
Pull repayments on the schedule you set
Set a routine to debit repayments from the borrower’s bank account daily, weekly, or as a percentage of new deposits, and let it run. Accelerated Bank Transfers checks the balance before origination, settles as fast as same day, and heals returned transfers automatically, so fewer repayments bounce and none of them need a person to chase.
$100,000
Per transaction
Same day
Fastest settlement tier