Can we charge sellers for instant payouts?

Yes. Apply a percentage or flat fee to instant transfers, either added to the amount debited or subtracted from the amount the seller receives, with the fee shown to the seller before they confirm. Most platforms keep the standard payout free and offer instant for a fee.

Can we pay sellers and creators outside the US?

Yes. Push to the debit card they already carry in 125 countries and territories over Visa Direct, without collecting IBANs or SWIFT codes. Same integration as your domestic payouts. Adding a market is configuration, not another build.

How is Astra different from a payments gateway?

A gateway relays transaction messages to a single rail and leaves you to build compliance, risk controls, routing, and reconciliation around it. Astra is a vertically integrated platform. Those layers are built in, so you integrate against a finished system instead of assembling one.

Which payment rails does Astra support?

Every major US rail on one integration: ACH, RTP, and FedNow for bank accounts, and push-to-card over Visa Direct and Mastercard Move for debit cards.

Marketplaces

Pay sellers and creators the day they earn.

Your marketplace delivers in minutes and pays in days, and sellers notice. Astra pushes payouts to a debit card in seconds on one integration, with an optional fee that becomes a new revenue line.

Talk to sales

What instant payouts change for a marketplace

Win the supply side

Marketplaces lose sellers quietly, to whoever pays faster. Instant payout is the retention lever you can ship this quarter.

Turn payouts into revenue

Apply an optional fee to instant transfers. Sellers who want their money now pay for it, and a new line appears on your P&L.

Stop pre-funding the payout pool

Astra pushes each payout the moment it is due and debits an account of your choosing the next business day, so you can absorb payout spikes without sizing a balance for your busiest day. Nothing to fund ahead of every weekend and holiday.

Automate chargebacks

Every chargeback is disputed on your behalf, with no queue for your team to work. Push-to-card fails at roughly 4 basis points, against about 1% on standard ACH.

Instant Disbursements

Pay out the moment the sale clears

Push earnings to a seller’s or creator’s external debit card in seconds over Visa Direct or Mastercard Move, on nights, weekends, and holidays. International sellers and creators get the same, to the debit card they already carry, in 125 countries and territories. Offer instant as an option next to your standard payout and more than half of end users prefer instant when offered. Add an optional fee for instant access and the payout becomes a revenue line.

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0

Weekends or bank holidays that delay a payout

1.5%

Typical instant transfer fee

Chargeback automation

Every chargeback gets disputed

Regulation E gives cardholders up to 120 days to dispute a card payment. Handling that in-house means a pipeline to ingest chargeback data, a state machine to track each case, and someone to assemble evidence before the deadline. With Astra, none of that is yours to build. The moment the card network notifies Astra, the user behind the transfer is suspended and your system gets a webhook. Astra builds the case, files the dispute, and reports every status change.

100%

Of chargebacks disputed

0

Dispute pipelines to build

Bank account payouts

Sellers who want a bank credit get one, instantly

Not every seller wants a card payout. Send to a bank account over RTP or FedNow in seconds, or move larger amounts through Accelerated Bank Transfers, from the same integration.

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